MyRatePlan Blog

8 Megapixel Camera Phone Coming to T-Mobile

by Logan Abbott on Thursday, February 05, 2009

The Samsung Memoir (T929) is expected later this month. It will sport an 8 megapixel camera with 16x zoom, far better than the best camera phones currently on the market. The Memoir (aka the SGH-T929) will offer high speed data, a full HTML browser, a touchscreen QWERTY keyboard and expandable memory.

Appears in: Cell Phone

Save on Text Messaging

by Logan Abbott on Tuesday, February 03, 2009

Do you text message? If you do, and you aren't on a text messaging plan with your carrier (or have free messaging as part of your rate plan), you are likely wasting money. This is the case even if you are sending or receiving just one text message a day. If you are sending & receiving just 4 messages a day, you could be overpaying to the tune of $200 per year.

Appears in: IM, text messaging

Helping you Save: Refinance your Mortgage

by Logan Abbott on Tuesday, January 20, 2009

Recommendations:

Check your break-even point on a refinance
Refinance (if it makes sense) while rates are low

Appears in: current mortgage rates, interest, mortgage, Refinance, Saving Money

Helping you Save: Internet Access

by Logan Abbott on Tuesday, January 20, 2009

Recommendations:

If you are using cable modem, consider DSL or even dial-up
Find free Wi-Fi

Appears in: Internet, Saving Money

Helping you Save: Check your Credit for Free

by Logan Abbott on Tuesday, January 20, 2009

Recommendations:

Get a completely free credit report

Appears in: credit score

Helping you Save: Insurance

by Logan Abbott on Tuesday, January 20, 2009

Recommendations:

Do an insurance check-up at least once a year: Auto, Health, Life, Home
Do it online

Appears in: Insurance, insurance agent, insurance coverage

Painless Ways to Save Money: Rental Cars

by Logan Abbott on Monday, September 29, 2008

This is the first of a series. There’s no shortage of advice out there telling us how to save money. However, much of it is along the lines of “give up your latte” or “don’t go out to eat”. Great, I’m already depressed enough about the economy and now they want me to drink nasty coffee.

Appears in: frugal, rental car, Saving Money

An Absurd Way to Separate you from your Money

by Logan Abbott on Thursday, March 20, 2008

I received a letter from my mortgage company earlier in the week that contained a fascinating proposal. If I were to take my monthly mortgage payment and pay half of it every two weeks, I could pay off my mortgage six years early, and save tens of thousands of dollars in interest.

Appears in: mortgage

Credit Card Interest Rates Drop Again

by Logan Abbott on Thursday, March 20, 2008

The Federal Reserve sharply cut the Fed Funds Rate by 0.75% earlier this week, leading to a corresponding decrease in the prime rate. Most credit card interest rates are tied to the prime rate, so carrying a balance on these cards just got a lot cheaper.

Appears in: credit cards

Unlimited Talking

by Logan Abbott on Friday, February 22, 2008

Unlimited cell phone rate plans have arrived! Here is a recap of the major carrier options (unlimited items in parentheses), along with our comments on these new plans:

Appears in: Wireless

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