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How to Get Free Cell Phone Damage/Theft Protection

This is a nice benefit we just came across, associated with the Citi Forward Credit Card:

Use your Citi Forward card to pay your cell phone bill and get free protection (up to $250) from damage and theft.  All phones (including iPhones and smartphones) from all telecom providers are covered.

If you don't want to spend $5 a month for cell phone insurance, but still want some coverage, this might be an easy way to do it.

This is a very attractive credit card, especially if you pay off most or all of your balance each month.   It has a 0% intro APR, no annual fee and a generous rewards program.  See the card offer for full terms and conditions.

To apply for the Citi Forward Card, click here.