Best Cell Phone Service in Loveland, CO

How to Choose the Best Cell Service in Loveland, CO

With all the different carriers and types of plans on the market, you have plenty of options when you're shopping for new wireless service in Loveland, CO. Deciding on a plan typically comes down to what you need and your budget, but even when you find one that fits your needs, it's still good to shop around and compare what's out there. After all, there's no sense paying any more than you have to for your cell phone plan, and you may end up with a better deal for the same talk, text, and data limits. MyRatePlan focuses on simplifying the process of choosing your next cell phone plan, so you spend less time shopping and save more money. That's why we have a comparison tool featuring the best prices on a range of cell phones and all kinds of plans.

Types of Cell Phone Plans in Loveland, CO

If you're like most consumers in Loveland, CO, you use your cell phone for calls, text messages, and mobile data. That means that when you shop for wireless service, you have to consider the minutes, texts, and data available through each plan.

It's becoming more and more common for people to use their cell phones as their primary or even their only phone. If you've chosen to do the same, then it's even more important to find a plan that suits your needs. Even if you already have a carrier and a plan, it's possible that by looking up other plans you'll find a better deal. When shopping for a wireless plan, you can look for individual, family, or no contract plans.

Individual plans include one phone line for one device, with a set minutes, text message, and data allotment. If you are unmarried with no kids, then you'll probably be looking at an individual plan.

With family plans, you get a phone line for each family member, and each family member can get whatever phone they want. Since there are more phone lines, family plans cost more than individual plans, but they're cheaper on a per-line basis. Family plans may have separate minutes, texts, and data for each family member, or everyone could share those, so check that whatever plan you get has enough of everything.

No contract plans go by many other names, depending on the carrier, including prepaid, pay-as-you-go, and month-to-month plans. You pay for the features you want in advance, and you aren't tied to any contracts. Because of that, phone prices are significantly higher unless you choose a basic phone. You can likely get the latest smartphones on a no contract plan in Loveland, CO, but expect to pay a premium, or not be able to finance the phone.

Contract plans are almost always for two years, although you can occasionally find a carrier with a one-year option. You pay your phone bill monthly, and must pay for the entire length of the contract. While you can cancel your plan early, you'll end up with an early termination fee. The carrier bases that fee on the amount left on your contract and includes a penalty along with it.

The Best Wireless Plan For People in Loveland, CO

When you are considering what plan to choose, first think about the number of individuals who need to be part of the plan, as well as what type of service you need. You'll get texting, talk, and data included in your service with almost all carriers.

Cheaper contract plans allow you to keep your minutes and text messaging limits down to around 400 text per month, or even less. If you know you will be using a lot of text and talk minutes, it is better to just choose an unlimited plan right off the bat. Prepaid plans allow you to use a wireless card to load minutes onto your phone. You can usually purchase these by smaller minute increments or by a larger package; for example, 500 minutes may cost $50. When you use up all of your minutes, you'll need to go buy more.

Most people worry about data limits, as we use our smartphones for more everyday. It is almost impossible to find an unlimited data plan in Loveland, CO, and most carriers charge a high amount for data use. You'll find that plans come priced by the megabyte and gigabyte. With many carriers, you'll be allowed to go over your data limit, but for an expensive fee. To avoid high overage fees, find a data plan that will give you the amount that you need per month.

Compare Cell Phone Carriers in Loveland, CO

The large carrier networks in Loveland, CO include: AT&T, Verizon Wireless, T-Mobile, and Sprint. There are also smaller carriers available, which are called MVNOs, but they still usually operate on at least one of the larger carrier's networks.

AT&T is among the largest wireless providers in the nation and boasts an extensive lineup of plans. It has individual and family plans available, and you can get a plan with or without a contract.

Verizon Wireless also provides individual plans, family plans, and no-contract plans. When you obtain service with Verizon, you start the process by choosing either your prepaid plan or shared data plan. Shared data plans are available for individual or family use. They include a set data limit along with unlimited minutes and text messages.

Sprint has all the standard phone plans and a more expansive version of the family plan with its Better Choice Plan, which is for friends as well as families. One of Sprint's best features is its data, as it is one of the few carriers with unlimited 4G LTE data. If you have an unlimited data plan, Sprint never throttles your data.

T-Mobile has branded itself the 'uncarrier,' and its entire lineup is no-contract plans. It has individual and family plans available, and its two main plan lines are T-Mobile ONE and Simple Choice. These plans offer unlimited everything for a set monthly price, although T-Mobile does throttle data when you reach your plan limit.

Smaller MVNO cell carriers can also be good choices, even if they aren't as well-known as the national brands. Smaller cell carriers run on the networks of larger carriers so you will likely have service in Loveland, CO. Our cell phone plan comparison tool above lets you compare major carriers and MVNOs.