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New Educational Site Devoted to Real Estate

Ilyce Glink, syndicated columnist of “Real Estate Matters” and best-selling author of several books for the prospective home buyer or seller has just launched a new video-centric website of 

Free 411

AT&T has rolled out its free directory assistance nationwide, which can save you upwards of $1.50 per request.   Call 800.935.5697 from your home/cell phone.  The service is advertiser-supported, so expect to listen to an ad relevant to your number request before actually getting the number.

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Through proprietary interactive technology and unbiased content, MyRatePlan helps consumers make informed purchase decisions about a variety of household services. MyRatePlan.com launched on October 20, 1999, and is currently visited by about 500,000 people each month.

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Get your Excise Tax Refund

When filing your 2006 taxes, don't forget to claim your one-time refund for federal excise taxes paid on your telephone bills, available to anyone who has paid for long distance or bundled service since February 28, 2003. Rather than requiring people to dig up old phone bills, the IRS has set fixed amounts for the credit. For individuals, the rebate is $30 if you claim one exemption, $40 for two, $50 for three and $60 for four or more. Businesses can figure out their actual taxes paid, or use a much simpler formula that the IRS has created.

End to the Tax on Talking?

During the Spanish-American War, at the end of the 19th Century (1898!), the government instituted an excise tax on phone calls to help fund the war effort. That war is long over, but the 3% federal excise tax is still in effect, 108 years later.

Due to some recent court decisions, the tax may be ending soon. If so, you could conceivably see a drop on your telephone bills. Of course, some providers may decide to use that as an opportunity to raise prices, so your bill won't change that much, but that remains to be seen.

Health Savings Accounts (HSA)

It took me quite a while to figure out how to establish one of these, so figured I'd pass along the info in case anyone is in the same situation. For those unfamiliar, an HSA lets you put money aside, on a pre-tax basis, that can be used to pay for many health care expenses. If you don't use the money, you can withdraw it later in life, much like a 401k.

Long Distance Reaches a New Low

For those using their landline home phone for long distance, one of the companies we work with just lowered their interstate long distance rate to 2.5 cents a minute, and significantly lowered some intrastate rates. This is regular dial 1+ area code long distance (no access code required), using fiber optic quality lines.

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