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Ilyce Glink, syndicated columnist of “Real Estate Matters” and best-selling author of several books for the prospective home buyer or sell

Cell phones are now available in a rainbow of colors; at this time of year red or pink seem like a good idea, and there are plenty of options to choose from.

Capital One has launched a series of “No Hassle” mileage cards that award bonus miles for various types of spending.    Instead of earning 1 mile for each dollar spent, you can earn multiple miles for each dollar spent.    There are bonus mileage cards for Gas Purchases, Travel & Entertainment, Travel & Gas, Electronic Stores, Dining & Travel, Retail Stores (including wholesale club

Save $240 ($20/month for 12 months) on most packages, plus get 30 premium movie channels free for 3 months.  This is probably one of the most attractive 

The Federal Reserve unexpectedly cut the Fed Funds Rate by 0.75% earlier this week, leading to a corresponding decrease in the prime rate.    Most credit card interest rates are tied to the prime rate, so carrying a balance on these cards just got a lot cheaper.

Most carriers raised their text messaging charges from 10 to 15 cents in 2006; Sprint raised another 5 cents in 2007 and now Verizon has joined them at 20 cents each.