Menu Menu

Comparing Health Insurance Plans Online

How much should you be saving on Health Insurance? Health insurance premiums are filed with and regulated by your state's insurance department. Whether you buy online, from your local agent, or directly from the health insurance company, you'll pay exactly the same monthly premium for the same plan. This makes researching health insurance options online a great time and money saver, as you'll be able to see all your options with just a single form, while being assured of getting each provider's best rate based on your application.

Compare
Insurance Rates

Free insurance compare rates widget by Bankrate.com

MyRatePlan has partnered with eHealthInsurance.com for online health insurance comparisons. We have chosen them for a number of reasons:

  • Free --- This service is free and doesn't impact the cost of your premium should you sign up for a policy
  • Big --- eHealth is the largest health insurance broker in the country
  • Choice --- Compare plans from many of the largest health insurance companies in the nation
  • Fast --- Electronic signature option can cut administrative time in half, should you want to buy health insurance
  • Anonymous --- Best of all, you need not personally identify yourself to get price quotes and compare plans!

How Does Health Insurance Work?

Click here for an informative visual example that explains how the various elements of health insurance interact with each other. Click a term below for an example of how it works in an insurance policy.

Deductible

Coinsurance

Out-of-pocket limit

Lifetime maximum

Co-payment

Health Insurance Statistics

While employer-paid health insurance is a nice benefit, the fact is that only about 54% of Americans have that coverage. The rest of those insured either self-insure through individual health plans, or rely on the limited benefits of Medicare or Medicaid. And about 16% of Americans remain completely without health insurance.

If you are one of the millions of people without health insurance, or just want to make sure you currently have the lowest price for the coverage you need, take a few minutes to compare plans in your area. This quote service is free, your information is completely secure, and you are under no obligation to actually take out a policy.