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Helping you Save: Refinance your Mortgage


  1. Check your break-even point on a refinance
  2. Refinance (if it makes sense) while rates are low

An Absurd Way to Separate you from your Money

I received a letter from my mortgage company earlier in the week that contained a fascinating proposal. If I were to take my monthly mortgage payment and pay half of it every two weeks, I could pay off my mortgage six years early, and save tens of thousands of dollars in interest.

By itself, this isn’t such a bad idea. The reason it works is that by paying every two weeks, you end up making 13 full mortgage payments a year, instead of 12. This accelerates your repayment of principal.