Securing the best mortgage rates when you are looking to purchase a new home, or refinance your current one, is of the utmost importance. By taking the time to research and compare mortgage rates, you can ensure that you do not pay more interest than you should in the long run when purchasing a new home.
Use the table below to compare mortgage rates in the area you are looking to purchase or refinance.
Certificates of deposits, abbreviated CD and financial accounts offered by banks and other financial institutions, are deposit accounts that are insured by the Federal Deposit Insurance Corporation (FDIC). CDs are like savings accounts, but they carry with them a fixed term (length of time) and typically a fixed interest rate as well. CDs usually offer better interest rates, but the deposit made into a CD is meant to be kept in that CD until the term matures.
A checking account is a bank account that allows the account holder to write checks against their balance. Checking accounts typically pay less interest than other types of bank accounts such as savings accounts and CDs, and they also sometimes charge a monthly fee. There are, however, free checking accounts available that will all the account holder to have the benefits of a checking account without needing to shell out a large monthly fee.
The table below will allow you to compare free checking accounts.
Savings accounts are a great way to keep your money safe, as well as earn some interest on your savings account balance. High interest savings accounts, also known as high yield savings accounts, are savings accounts that provide interest rates that are higher than what you might find on an average savings account. There are different types of high interest savings accounts, with different banks requiring different minimum deposits and offering different interest rates. Sometimes, the interest rate you receive depends on how much you put on deposit.
There are a number of different types of bank accounts to choose from, offered by literally hundreds of different banks. Understanding which is the best bank account for you used to take hours of research, and even then you couldn't be sure. Nowadays, however, we've made the process of comparing bank accounts simple.
The table below will allow you to compare bank accounts including:
A credit score is a number that falls somewhere between 300 and 990 that lenders will use to evaluate you as a borrower. The exact range for credit scores differs based on different companies, but the most commonly used bureau, FICO, reports scores on a scale of 300 to 850. Their main competitor, VantageScore, reports scores on a scale from 501 to 990.