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Consumer Credit Cards
Compare dozens of credit cards to find the exact one that meets your needs. Choose rewards from cash back to travel to shopping to rebates on gasoline. Most cards have no annual fee and many offer 0% on purchases or balance transfers for up to a year.

All cards are rated by MyRatePlan based on our opinion of the overall value of the offer, factoring in the costs of the card (rates & fees) vs. the card's rewards.
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No Annual Fee
  Card Introductory Offers
0% on Purchases
0% on Balance Transfers
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We Found 32 Cards       List View   Image View
Compare Cards: Check up to 8 cards and click  

Discover® More® Card
0% Intro APR for 6 months on purchases and 12 months on balance transfers

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name partners
  • Instant response within 60 seconds
Compare

Citi® Platinum
Select® Card
0% on purchases & balance transfers* for up to 15 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • Citi® identity theft solutions
  • $0 liability on unauthorized purchases
  • Secure, free online account management
  • Extra cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more
Compare

Discover® More® Card
- Shamrock
0% Intro APR for 9 months on purchases and 12 months on balance transfers

APR: As low as 12.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards, automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand name partners
  • Instant response within 60 seconds
Compare

Capital One®
No Hassle CashSM Rewards
- Excellent Credit
0% intro APR on purchases until February, 2011

APR: 14.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • No foreign transaction fees
Compare

Biodegradable
Discover® More® Card
0% Intro APR for 6 months on purchases and balance transfers

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • Help protect the planet with the new biodegradable Discover Card
  • Card plastic breaks down 99% within five years in landfill conditions
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name partners
  • Instant response within 60 seconds
Compare

Miles by Discover® Card
0% Intro APR on purchases and balance transfers for 6 months*

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • 12,000 Bonus Miles -- 1,000 miles each month you make a purchase for the first 12 months
  • Double miles on up to $3,000 in travel & restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 mile for every $1 on all your other purchases
  • Unlimited miles that never expire
Compare

Escape by Discover® Card
0% Intro APR on purchases and balance transfers for 6 months*

APR: As low as 11.99% Variable *
Annual Fee: $60
  Our Rating:   OnOnOnOnHalf
  • 25,000 bonus miles - 1,000 miles each month you make a purchase the first 25 months
  • Unlimited double miles on all purchases
  • Book any travel, anytime with no blackout dates or restrictions
  • 2 additional miles for every $1 you spend through ShopDiscover, our exclusive online shopping site.
Compare

Chase SapphireSM
No introductory rates

APR: As low as 12.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • Earn $100 in rewards - that's 10,000 bonus points after first purchase
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2x points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many poiints you can earn
  • 24/7 dedicated service advisors (no voice recording)
  • Premier travel and purchase protection benefits
Compare

Discover® More® Card
- $50 Cashback Bonus
0% Intro APR for 6 months on purchases and 12 months on balance transfers

APR: As low as 12.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • Get $50 Cashback Bonus® after your first $599 in purchases
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards, automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand name partners
  • Instant response within 60 seconds
Compare

Discover® More® Card
-Monogram
2.99% Intro APR on purchases and 0% Intro APR on balance transfers for 12 months

APR: As low as 12.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Unlimited cash rewards, automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand name partners
  • Instant response within 60 seconds
Compare

Discover® Open RoadSM Card
0% Intro APR* on purchases for and balance transfers for 6 months

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • Double Cashback Bonus® at any gas station and any restaurant
  • 5 to 20% Cashback Bonus at top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
Compare

Chase FreedomSM
0% Intro APR for up to 6 months on purchases; 0% Intro APR for up to 12 months on balance transfers

APR: As low as 12.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 3% bonus cash back offers in popular categories like gas, home improvement and department stores
  • Full 1% cash back on everything else - no spending tiers or caps on how much you can earn
  • Up to an additional 20% cash back at select merchants when you shop online through Chase
Compare

Capital One® Orbitz®
Visa® Platinum - Excellent Credit
0% intro APR on purchases until February, 2011

APR: 13.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
Compare

Capital One® VentureOneSM
Rewards Credit Card
0% intro APR on purchases until February, 2011

APR: 13.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • No foreign transaction fees
Compare

Capital One® VentureSM
Rewards Credit Card
No introductory rates

APR: 13.90% Variable
Annual Fee: $59
  Our Rating:   OnOnOnOnOff
  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles don't expire
  • Fly FREE on any airline, anytime with no blackout dates
  • No foreign transaction fees
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us
Compare

Citi® Forward® Card
0% on purchases & balance transfers* for 7 months

APR: 14.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • The credit card that rewards you for good behavior
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening
  • 2,500 bonus points when you sign up for paperless statements within 3 months of account opening
  • 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases
Compare

Blue from American Express(R)
0% Intro APR on purchases for up to 6 months

APR: As low as 15.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 0% Intro APR for 6 months on purchases
  • No Annual Fee
  • Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
  • Express Approval. Get a decision in less than 60 seconds.
Compare

Platinum Card(R) from American Express
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $450
  Our Rating:   OnOnOnOnOff
  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
  • 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
  • Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
  • By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
  • Complimentary Airport Club Access
  • The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
Compare

Discover® More® Card
- American Flag
0% Intro APR for 6 months on purchases and balance transfers

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name partners
  • Instant response within 60 seconds
Compare

Discover® More® Card
- Wildlife Collection
0% Intro APR for 6 months on purchases and balance transfers

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name partners
  • Instant response within 60 seconds
Compare

Discover® More® Card
- Monogram
0% Intro APR for 6 months on purchases and balance transfers

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name partners
  • Instant response within 60 seconds
Compare

Visa® Black CardTM
0% on balance transfers for 6 months

APR: 13.24% Variable
Annual Fee: $495
  Our Rating:   OnOnOnHalfOff
  • A limited membership card
  • 24-hour concierge service, access to more than 500 airport lounges in 90 countries
  • Members will receive luxury gifts from some of the world's top brands
  • Earn 1% in cash or points (redeemable for blackout-free airline travel) with each $1 spent
Compare

Blue Cash(R) from American Express
0% Intro APR on purchases for up to 6 months

APR: As low as 17.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Compare

Discover® MotivaSM Card
3.99% Intro APR on purchases for up to 6 months; 3.99% on balance transfers for 12 months*

APR: As low as 11.99% Variable *
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
  • Cash rewards for your good credit management
  • Get a pay-on-time bonussm equal to a full month's interest each time you make 6 on-time payments in a row - twice a year, every year
  • 5 to 20% Cashback Bonus at top online retailers
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
Compare

SlateSM from Chase
0% Intro APR on purchases and balance transfers for up to 12 months

APR: As low as 13.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
  • Pay down balances on your terms with BlueprintSM
  • Zero liability on unauthorized purchases
  • E-mail and text alerts
Compare

Platinum Delta SkyMiles(R) Credit Card from American Express
No introductory rates

APR: 14.50% Variable
Annual Fee: $150
  Our Rating:   OnOnOnOffOff
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.
Compare

Starwood Preferred Guest(R) Credit Card from American Express
2.9% on purchases for 6 months

APR: 15.24% Variable
Annual Fee: $45
  Our Rating:   OnOnOnOffOff
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Compare

TrueEarnings(R) Card from Costco and American Express
0% interest on purchases for 6 months

APR: 15.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Compare

Blue Sky from American Express(R)
0% Intro APR on purchases for up to 6 months

APR: As low as 17.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
  • 0% Intro APR for 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Compare

American Express (R) Preferred Rewards Gold Card
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $125
  Our Rating:   OnOnHalfOffOff
  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in less than 60 seconds.
Compare

American Express(R) Premier Rewards Gold Card
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $175
  Our Rating:   OnOnHalfOffOff
  • Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
  • No annual fee for your first year, a savings of $175
Compare

Zync(SM) from American Express
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $25
  Our Rating:   OnOnHalfOffOff
  • Enjoy a low annual fee of just $25 for Basic Card
  • Pay no interest - that's because you pay in full each month
  • Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
  • Protect eligible purchases with Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
Compare
Compare Cards: Check up to 8 cards and click  

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Click "Apply Online" to visit the card issuer's website, complete an application, and review the full terms and conditions of the card in which you are interested


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