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Consumer Credit Cards
Compare dozens of credit cards to find the exact one that meets your needs. Choose rewards from cash back to travel to shopping to rebates on gasoline. Most cards have no annual fee and many offer 0% on purchases or balance transfers for up to a year.

All cards are rated by MyRatePlan based on our opinion of the overall value of the offer, factoring in the costs of the card (rates & fees) vs. the card's rewards.
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No Annual Fee
  Card Introductory Offers
0% on Purchases
0% on Balance Transfers
Other Bonuses
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Citi
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We Found 24 Cards       List View   Image View
Compare Cards: Check up to 8 cards and click  

Discover® MoreSM Card
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.
Compare

Citi® Platinum
Select® Card
0% on purchases & balance transfers* for up to 12 months.

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
One of the best overall credit card offers on the market for those seeking a low interest rate -- both introductory and ongoing.
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Capital One®
No Hassle CashSM Rewards
- Excellent Credit
0% intro APR on purchases until May, 2010

APR: 14.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
2% cash back on purchases at gas stations and major grocery stores; 1% cash back on all other purchases. No limit on the cash you can earn and cash won't expire. Redeem your cash whenever you want.
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Biodegradable
Discover® MoreSM Card
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Help protect the planet with the new biodegradable Discover Card; plastic breaks down 99% in landfill conditions. Unlimited cash rewards, automatically. Up to 20% Cashback Bonus® when you shop online.*
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Miles by Discover® Card
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Book travel through any airline, travel agent or online travel site. Double miles on up to $3,000 in travel & restaurant purchases each year; 1 mile per $1 on all other purchases. Unlimited miles that never expire as long as you use your card.
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Escape by Discover® Card
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $60
  Our Rating:   OnOnOnOnHalf
25,000 Bonus Miles* -- 1,000 miles each month you make a purchase the first 25 months. Unlimited double miles on all purchases. Book any travel, anytime with no blackout dates or restrictions.
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Discover® Open RoadSM Card
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Full 5% Cashback Bonus® on gas and auto maintenance purchases*. Up to 1% Cashback Bonus on all other purchases automatically.* Unlimited cash rewards that never expire.
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Capital One®
No Hassle MilesSM
Ultra - for Professionals
0% intro APR on purchases until May, 2010

APR: 13.90% Variable
Annual Fee: $39
  Our Rating:   OnOnOnOnOff
2 miles for every dollar spent on purchases. No limit on the miles you can earn and miles don't expire. No blackout dates and no seat restrictions.
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Capital One® Orbitz®
Visa® Platinum - Excellent Credit
0% intro APR on purchases until May, 2010

APR: 13.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
3 points per dollar spent on eligible Orbitz.com bookings; get 1 point per dollar on all other purchases. No limit on the points you can earn and points don't expire. Redeem for travel, merchandise, gift cards and more.
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Capital One®
No Hassle MilesSM Rewards
Credit Card
0% intro APR on purchases until May, 2010

APR: 13.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
1 mile per $1 spent on purchases up to $1,000 each month; 2 miles per dollar above $1,000 each month. No limit on the miles you can earn and miles don't expire.
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Citi® ForwardSM Card
0% on purchases & balance transfers* for up to 6 months.

APR: 14.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
The credit card that rewards you for good behavior with reduced purchase APR. See offer for details. 6,000 bonus points after $50 in purchases are made within 3 months of account opening. 1 reward point per $1, except 5 points on dining, books, movie & music.
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American Express®
Platinum Card
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $450
  Our Rating:   OnOnOnOnOff
Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in your first 3 months of membership. Complimentary airport club access worldwide. 24-hour access to Concierge service.
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Discover® MoreSM Card
- American Flag
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.
Compare

Discover® MoreSM Card
- Clear
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.
Compare

Discover® MoreSM Card
- Wildlife Collection
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically. Choose your Wildlife Card design.
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Discover® MoreSM Card
- Monogram
0% Intro APR* on purchases and balance transfers for 6 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
5% Cashback Bonus® in categories that change four times a year. Up to 1% Cashback Bonus on all other purchases automatically. Choose from 10 personalized designs.
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Visa® Black CardTM
0% on balance transfers for 6 months

APR: 13.24% Variable
Annual Fee: $495
  Our Rating:   OnOnOnHalfOff
A limited membership card. 24-hour concierge service, access to more than 500 airport lounges in 90 countries. Members will receive luxury gifts from some of the world's top brands. Earn 1% in cash or points (redeemable for blackout-free airline travel) with each $1 spent.
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Discover® MotivaSM Card
3.99% Intro APR* on purchases for up to 6 months; 3.99% on balance transfers for up to 12 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
Pay-On-Time Bonus equal to a full month's interest each time you make 6 on-time payments in a row. 5% to 20% Cashback Bonus® at top online retailers through an exclusive online site; 1% Cashback Bonus on other purchases.
Compare

Starwood Preferred Guest®
Credit Card from
American Express
2.9% on purchases & balance transfers for 6 months

APR: 13.24% Variable
Annual Fee: $45
  Our Rating:   OnOnOnOffOff
Earn up to 25,000 Starpoints® -- enough for up to 6 free nights at a category 1 or 2 hotel. Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels & resorts including Sheraton, W Hotels, Westin and more -- with no blackout dates. No annual fee the first year; $45 thereafter.
Compare

Citi® Premier PassSM
Elite Level
No introductory rates

APR: 13.24% Variable
Annual Fee: $75
  Our Rating:   OnOnOnOffOff
20,000 bonus points after $600 in purchases made within 3 months of account opening. Earn 2 points for every dollar spent on everyday purchases; 1 point for all other purchases. Earn 1 point for every mile you fly on any airline - or anyone else whose ticket you buy with the card.
Compare

TrueEarnings® Card from
Costco and American Express
0% interest on purchases for 3 months; 1.99% on balance transfers for 6 months

APR: 13.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
$25 statement credit with your first purchase made with the Card. Earn cash back: 3% for gasoline (up to $3,000/yr.; 1% thereafter) & restaurants, 2% for travel, 1% everywhere else including Costco. No annual fee with paid Costco membership. No limit on cash back earned.
Compare

Platinum Delta SkyMiles®
Credit Card from American Express
9.90% on balance transfers for 12 months

APR: 13.24% Variable
Annual Fee: $150
  Our Rating:   OnOnOnOffOff
Earn 20,000 bonus SkyMiles® (including 5,000 toward Medallion) after your first purchase. Earn at least one mile for each eligible dollar spent. Miles never expire and there is no cap.
Compare

Delta Reserve Credit Card
No introductory rates

APR: 13.24% Variable
Annual Fee: $450
  Our Rating:   OnOnOnOffOff
Earn up to 10,000 Medallion® Qualification Miles after your first purchase; bonus miles available via Miles Boostsm. Complimentary Crown Room Club® access. Annual first class companion certificate.
Compare

American Express® Preferred
Rewards Gold Card
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $125
  Our Rating:   OnOnHalfOffOff
Receive 10,000 bonus Membership Rewards® points after your first purchase - redeemable for a $100 gift card. Earn one point for virtually every dollar spent. No preset spending limit.
Compare
Compare Cards: Check up to 8 cards and click  

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