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Consumer Credit Cards
Compare dozens of credit cards to find the exact one that meets your needs. Choose rewards from cash back to travel to shopping to rebates on gasoline. Most cards have no annual fee and many offer 0% on purchases or balance transfers for up to a year.

All cards are rated by MyRatePlan based on our opinion of the overall value of the offer, factoring in the costs of the card (rates & fees) vs. the card's rewards.
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We Found 35 Cards       List View   Image View
Compare Cards: Check up to 8 cards and click  

Capital One® Platinum Prestige
Credit Card
0% Intro APR on purchases & balance transfers until July, 2011

APR: 11.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • Balance transfers processed in as little as 48 hours
  • Transfer your higher-rate balances
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel & emergency assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Travel accident insurance
Compare

Citi® Platinum
Select® Card
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months

APR: 11.99% - 19.99%* Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
  • Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more
  • Citi® identity theft solutions
  • Secure, free online account management
Compare

Discover® More Card
- Black
0% Intro APR on balance transfers for 12 months; 0% intro APR on purchases for 9 months

APR: 11.99% - 20.99% (Variable)*
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 9 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
Compare

Discover® More Card
- $75 Cashback Bonus
0% Intro APR on balance transfers for 12 months; 0% intro APR on purchases for 6 months

APR: 11.99% - 20.99% (Variable)*
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • 0% intro APR on balance transfers for a full 12 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • Get $75 Cashback Bonus when you make $500 in purchases within 3 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
Compare

Citi® Diamond Preferred®
Rewards Card
0% Intro APR on purchases & balance transfers for 12 months*

APR: 12.99% - 20.99%* Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • $50 gift card - Redeeem 6,000 bonus points after $300 in purchases within 3 months of account opening
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
  • 5 ThankYou Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
Compare

Capital One®
No Hassle CashSM Rewards
- Excellent Credit
0% Intro APR on purchases until July, 2011

APR: 14.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards for statement credit, check or gift card
  • Get your cash back whenever you want, even set up automatic redemption
  • No foreign transaction fees
Compare

Capital One® Platinum
Credit Card
0% Intro APR on purchases & balance transfers until July, 2011

APR: 14.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
  • Balance transfers processed in as little as 48 hours
  • Transfer your higher-rate balances
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel & emergency assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Travel accident insurance
Compare

Miles by Discover® Card
0% Intro APR on balance transfers and purchases for 6 months

APR: 10.99% - 16.99% (Variable)*
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • 12,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first year
  • Double Miles on your first $3,000 in travel and restaurant purchases each year
  • Double Miles through our exclusive online shopping site
  • One Mile for every dollar on all other purchases
  • Flexible redemption options for travel, gift cards, or cash
  • 0% intro APR on balance transfers and purchases for 6 months
Compare

Escape by Discover® Card
0% Intro APR on balance transfers and purchases for 6 months

APR: 10.99% - 16.99% (Variable)*
Annual Fee: $60
  Our Rating:   OnOnOnOnHalf
  • 25,000 Bonus Miles - 1,000 Bonus Miles each month you make a purchase for your first 25 months
  • Unlimited Double Miles on all purchases
  • An additional 2 Miles for every $1 you spend through our exclusive online shopping site, ShopDiscover
  • Flexible redemption options for travel, gift cards, or cash
  • Enhanced travel benefits
  • 0% intro APR on Balance Transfers and Purchases for 6 months, then the Regular APR
Compare

Discover® More Card
0% Intro APR on balance transfers for 15 months; 0% intro APR on purchases for 6 months

APR: 11.99% - 20.99% (Variable)*
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
Compare

Chase SapphireSM
No introductory rates

APR: 12.24% Variable*
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • Earn $100 in rewards - that's 10,000 bonus points after first purchase
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2x points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 dedicated service advisors (no voice recording)
  • Premier travel and purchase protection benefits
Compare

Chase Sapphire
Preferred Card
No introductory rates

APR: 12.24% Variable*
Annual Fee: $85
  Our Rating:   OnOnOnOnHalf
  • Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
  • 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire
  • Points are worth 25% more when you redeem for travel through Ultimate Rewards
  • 7% annual points dividend - earn bonus points on your points
  • 1:1 points transfer to leading airline and hotel programs
  • 24/7 dedicated service advisors (no voice recording)
  • No Annual Fee for your first year - An $85 value
Compare

Citi® Dividend
Platinum Select® MasterCard®
0% Intro APR on balance transfers for 15 months*

APR: 12.99% - 20.99%* Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness*. This APR will vary with the market based on the Prime Rate
  • Earn 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10. Enrollment required each quarter
  • Full 1% cash back on eligible purchases and cash advances
  • Earn extra cash back on popular, rotating categories each quarter
  • Average 5% additional cash back through Citi Bonus Cash Center®
Compare

Chase Freedom® Visa
-$100 Bonus Cash Back
No introductory rates

APR: 12.99%-22.99% Variable*
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Compare

SlateSM from Chase
0% Intro APR for 12 or 6 months on balance transfers; for purchases - See Terms

APR: 13.24%-22.24% Variable*
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 0% Intro APR for up to 12 months
  • No Annual Fee
  • New Innovative Card Design
  • BlueprintSM – free and customizable features
  • Help you avoid unnecessary interest
  • Pay your balances down faster
Apply Now!
Compare

Citi® Forward® Card
0% Intro APR for 12 months on balance transfers and 7 months on purchases

APR: 12.99% - 19.99%* Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening
  • 5 ThankYou® points for every $1 you spend on restaurants and entertainment; 1 reward point for every $1 you spend on other purchases
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row
Compare

AT&T Universal Savings
and Rewards Card
No introductory rates

APR: 12.99% - 20.99%* Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • $50 Statement Credit after you make $50 in eligible purchases within the first 3 months of becoming a cardmember*
  • Save up to 10% on eligible AT&T purchases for the first 12 months**
  • 2 free directory assistance calls and 30 prepaid calling minutes per month
  • Zero liability on unauthorized purchases
  • No annual fee*
Compare

Chase FreedomSM Visa
0% Intro APR for 12 months on balance transfers and 6 months on purchases

APR: 12.99%-22.99% Variable*
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 0% Intro APR and No Annual Fee
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Compare

Capital One® Orbitz®
Visa® Platinum - Excellent Credit
0% Intro APR on purchases until July, 2011

APR: 13.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 3 points per dollar spent on eligible Orbitz.com bookings
  • Get 1 point per dollar on all other purchases
  • Bonus points on eligible Orbitz.com bookings
  • No limit on the points you can earn and points don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • Earn travel quickly with low redemption minimums
  • 250 point refueling bonus when you redeem points for awards
Compare

Capital One® VentureOneSM
Rewards Credit Card
0% Intro APR on purchases until July, 2011

APR: 13.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • No foreign transaction fees
Compare

Capital One® VentureSM
Rewards Credit Card
No introductory rates

APR: 13.90% Variable
Annual Fee: $59
  Our Rating:   OnOnOnOnOff
  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles don't expire
  • Fly FREE on any airline, anytime with no blackout dates
  • No foreign transaction fees
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us
Compare

Citi® Diamond Preferred® Card
0% Intro APR on purchases & balance transfers for 12 months*

APR: 14.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate
  • Concierge service that caters to your needs 24/7
  • Citi® identity theft solutions
  • Secure, free online account management
Compare

Capital One®
No Hassle MilesSM Rewards
- Good Credit
0% Intro APR on purchases until July, 2011

APR: 16.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
  • 1.25 miles for every dollar spent on purchases
  • No limit on the miles you can earn and miles don't expire
  • Redeem for Travel, Merchandise, Gift Cards and more
  • No blackout dates and no seat restrictions
  • Fly FREE on any airline to any destination
  • No foreign transaction fees
Compare

The Platinum Card(R) from American Express
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $450
  Our Rating:   OnOnOnOnOff
  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
  • Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
  • 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
  • FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
Compare

Discover® Open Road Card
0% Intro APR on balance transfers for 12 months; 0% intro APR on purchases for 6 months

APR: 11.99% - 20.99% (Variable)*
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR
Compare

Discover® Motiva Card
3.99% Intro APR on balance transfers for 15 months; 3.99% intro APR on purchases for 12 months

APR: 11.99% - 20.99% (Variable)*
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months , then the Regular APR
Compare

MTV® Visa® Card from
Capital One® - Good Credit
0% Intro APR on purchases until July, 2011

APR: 16.90% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
  • Also, redeem for Travel, Merchandise, Gift Cards and more
  • No limit on the points you can earn and points don't expire
Compare

Blue Cash(R) from American Express
0% Intro APR on purchases for up to 6 months

APR: As low as 17.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
Compare

Platinum Delta SkyMiles(R) Credit Card from American Express
No introductory rates

APR: 14.50% Variable
Annual Fee: $150
  Our Rating:   OnOnOnOffOff
  • Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
  • Earn one companion Coach Class ticket each year upon renewal
  • Earn at least 1 mile for every eligible dollar spent
  • Miles never expire and there is no cap on the miles you can earn
  • Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card
  • Express Approval. Get a decision in less than 60 seconds.
Compare

Starwood Preferred Guest(R) Credit Card from American Express
2.9% on purchases for 6 months

APR: 15.24% Variable
Annual Fee: $45
  Our Rating:   OnOnOnOffOff
  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
Compare

TrueEarnings(R) Card from Costco and American Express
0% Intro APR on purchases for 6 months

APR: 15.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
Compare

Blue Sky from American Express(R)
0% Intro APR on purchases for up to 6 months

APR: As low as 17.24% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOffOff
  • 0% Intro APR for 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
Compare

American Express(R) Gold Card
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $125
  Our Rating:   OnOnHalfOffOff
  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
Compare

American Express(R) Premier Rewards Gold Card
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $175
  Our Rating:   OnOnHalfOffOff
  • 3-2-1 Points: Earn Membership Rewards(R) points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
  • No annual fee for your first year, a savings of $175
  • Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
  • Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
Compare

Zync from American Express(SM)
Charge card; no introductory rates

APR: N/A: Charge Card
Annual Fee: $25
  Our Rating:   OnOnHalfOffOff
  • Earn 10,000 Membership Rewards(R) points after first purchase
  • Enjoy a low annual fee of just $25 for Basic Card
  • Pay no interest - that's because you pay in full each month
  • Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
  • Protect eligible purchases with Purchase Protection and Extended Warranty
  • Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
Compare
Compare Cards: Check up to 8 cards and click  

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. Click "Apply Online" to visit the card issuer's website, complete an application, and review the full terms and conditions of the card in which you are interested


 

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