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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty.

MyRatePlan reminds you to review the terms and conditions of any credit card you are applying for to ensure it is right for your needs.

Citi Simplicity® Visa Card
Citi Simplicity Visa offers an extended period of 0% interest on both purchases and balance transfers along with no annual fee.

Citi Simplicity® Visa Card - Credit Card

0% Purchases
18 Months
0% Bal. Transfers
18 Months
Purchase APR
12.99% - 21.99%* Variable
Annual Fee
$0

Our Rating:
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.


Intro: 0% on Purchases

Intro: 0% Balance Transfers

No Annual Fee

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Citi Simplicity® Card
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