Citi® Forward® Card -- Apply Online

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* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty.

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Citi® Forward® Card

The Citi Forward Card is a no annual fee rewards card best for particularly disciplined consumers, as it offers APR reductions for paying on time.

0% Purchases

7 months

0% Bal. Transfers

12 months

Purchase APR

12.99% - 22.99%* Variable

Annual Fee

$$0

Our Rating:

$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
5 points for every $1 spent at restaurants and on books, movies and music
1 point for every $1 you spend on all other purchases
Want to lower your purchase APR? All you have to do is make a purchase, stay under your credit limit, and pay on time 3 billing periods in a row and we will lower your APR for purchase by up to 2% (0.25% each quarter, 8X maximum)
No Annual Fee