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Consumer Credit Cards
Compare over 100 credit cards to find the exact one that meets your needs. Choose rewards from cash back to travel to shopping to rebates on gasoline. Most cards have no annual fee and many offer 0% on purchases or balance transfers for up to a year.

All cards are rated by MyRatePlan based on our opinion of the overall value of the offer, factoring in the costs of the card (rates & fees) vs. the card's rewards.
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No Annual Fee
  Card Introductory Offers
0% on Purchases
0% on Balance Transfers
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We Found 88 Cards       List View   Image View
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Citi CashReturnsSM Card
0% on balance transfers* for up to 12 months.

APR: As low as 9.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
Earn a full 1% cash back on every purchase plus get a 20% bonus on the cash back earned for all purchases for the first 12 months. Cash back checks sent automatically when you earn $50.
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Discover® MoreSM Card
0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.
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Miles by Discover® Card
0% Intro APR* on purchases & balance transfers for 6 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
Book travel through any airline, travel agent or online travel site. Double miles on up to $3,000 in travel & restaurant purchases each year; 1 mile per $1 on all other purchases. Unlimited miles that never expire as long as you use your card.
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Citi® ProfessionalSM Card
with ThankYouSM Network
0% on purchases for 12 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card*. Get 3 reward points for every $1 spent on purchases at restaurants, gas stations; eligible office supply stores & auto rentals; 1% on other purchases.
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Clear from American Express®
0% on purchases for up to 12 months; 5.99% on balance transfers for life of the balance

APR: As low as 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
A true no fee card: no annual fee, no late fees, no overlimit fees, no balance transfer fees, no cash advance fees. Get a $25 American Express shopping card when you spend $2,500.
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AT&T Universal Savings
Platinum Card
0% on balance transfers for up to 12 months

APR: As low as 8.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Save 10% on eligible AT&T products & services for the first 12 months; 5% thereafter.
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Bank of America® Accelerated
RewardsTM American Express® Card
0% on balance transfers for 12 months

APR: 9.90% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn rewards faster with 1.25 points for every net retail purchase dollar. Redeem your points for travel with no blackout dates, discounts at hotels, cash, merchandise or gift certificates.
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Blue from
American Express®
0% interest on purchases for up to 15 months; 4.99% on balance transfers for life of the balance

APR: As low as 9.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Participate in Membership Rewards Expresssm. Earn one point for every dollar you spend on your Blue card. Low interest rate for those with excellent credit.
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Visa Signature® Card
with Maximum Rewards
No introductory rates

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn 2 points for every $1 you spend on hotels & air travel; earn 1 point on all other purcahses. Earn 5,000 bonus points the first time you use your card within the first 3 billing cycles. No pre-set spending limit.
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Bank of America Visa
Signature® with WorldPointsTM Rewards
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn WorldPoints® per dollar of purchases. Use for cash, shopping or travel. Card issued by FIA Card Services, NA.
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Bank of America Cash Rewards
Platinum Plus® MasterCard® Credit Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn 1% cash back on all purchases with no limit to how much you can earn. Card issued by FIA Card Services, NA.
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MERRILL+® Visa® Credit Card
1.9% on balance transfers for 12 months

APR: 9.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn 1 point for every $1 spent on net retail purchases. Redeem for a wide variety of merchandise, gift cards and travel experiences. Air rewards start at 25,000 points, with no blackout dates.
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AT&T Universal Savings
& Rewards Card
0% on balance transfers for up to 12 months.

APR: As low as 9.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Save 10% on eligible AT&T products & services for first 12 months. Earn points for great rewards thru ThankYou Network.
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Total MerrillSM Cash Back
Visa® Credit Card
1.9% on balance transfers for 12 months

APR: 9.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn 1% cash back on virtually all purchases. Credit line may be as high as $250,000.
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Citi® Diamond Preferred®
Rewards Card
0% on balance transfers* for up to 12 months.

APR: As low as 10.49% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Receive 6,000 ThankYou Points (worth a $50 gift card) after $100 of purchases made within first 3 months. Free rewards program -- 1 point per dollar spent, except 5 points at supermarkets, drugstores and gas stations for 12 months.
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Chase PerfectCardTM
MasterCard®
0% on purchases & balance transfers for up to 6 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Get a 6% rebate on all gas purchases made during the first 90 days; 3% thereafter. Get 1% rebate on other purchases. Rebates are automatically credited toward future purchases made with the card.
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Chase Flexible Rewards
Platinum Visa® Card
0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
A very flexible rewards card. Earn 1 point for every eligible dollar spent. Use points for merchandise, travel, cash back or gift cards.
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Maximum RewardsSM Platinum
Edition® Visa® Card
0% on purchases for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn 5,000 bonus points the first time you use your card within the first 3 billing cycles. Earn points with every purchase, redeemable for gift cards, electronics, clothes and more.
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One From
American Express®
No introductory rates

APR: As low as 10.99% Variable
Annual Fee: $35
  Our Rating:   OnOnOnOnHalf
1% of purchases contributed to FDIC-insured, interest-bearing account. $50 bonus added to this account after first purchase. No preset spending limit. No annual fee for the first year.
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Chase BP Visa® Card
0% balance transfers for up to 6 months

APR: 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Get a 10% rebate on all BP purchases for the first 60 days; 5% thereafter. 1-2% on all other eligible purchases. No limit on rebates - get paid in check, BP gift card or a donation to The Conservation Fund.
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Citi® Platinum
Select® Card
0% on purchases & balance transfers* for up to 12 months.

APR: As low as 8.49% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
One of the best overall credit card offers on the market for those seeking a low interest rate -- both introductory and ongoing.
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Citi® Diamond Preferred® Card
0% on purchases & balance transfers* for up to 12 months

APR: As low as 8.49% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
One of the lowest interest rates currently available after the introductory period. Your first year has 0% interest on purchases and balance transfers.
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HSBC Weekend Card®
0% on purchases and balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays; 1% other days of the week. No cap on how much cash you can earn.
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Bank of America WorldPointsTM
PlatinumPlus® MasterCard®
Credit Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn 1 point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise or travel with no blackout dates. Card issued by FIA Card Services, NA.
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Citi® ProfessionalSM
Cash Card
0% on purchases for 12 months

APR: 9.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn 3% cash back on eligible business purchases made at restaurants, gas stations, certain office supply stores and for auto rentals; 1% on other purchases.
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Brighter PlanetTM
Visa® Credit Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn points to help build renewable energy projects. 1 EarthSmart point for each $1 spent. 1,000 bonus points with first transaction (equal to about 1 ton of carbon offsets) . Card issued by FIA Card Services, N.A.
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Home AdvantageTM World
MasterCard® Credit Card
with WorldPoints® Rewards
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn double points on purchases at home improvement stores including Lowe's and Home Depot for 12 months; 1 point thereafter & 1 point for other net retail purchases. Redeem for cash, travel and more. Card issued by FIA Card Services, NA.
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The Rainbow Card® Platinum
Plus® Visa® Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
For every purchase made, Bank of America will make a donation to the Rainbow Endowment, supporting GLBT issues. Earn 1 point for every net retail dollar spent. Redeem points for travel and more. Card issued by FIA Card Services, NA.
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Capital One®
No Hassle MilesSM Rewards
- Excellent Credit
No Introductory Rates

APR: 13.90%
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn 1.25 miles for every dollar spent on purchases*. No blackout dates or seat restrictions. No expiration date on miles and no limit on the miles you can earn.
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Capital One®
Platinum Prestige
No Introductory rates

APR: 7.90%
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Your APR will not increase simply because you pay late only once or go over your credit limit. No annual fee and no balance transfer fees.
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Capital One®
No Hassle PointsSM Rewards
- Excellent Credit
No Introductory Rates

APR: 13.90%
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn 2 points per dollar spent at gas stations, major grocery and drug stores; 1 point for every dollar spent on other purchases*. Points won't expire for the life of your account and there's no limit to the number of points you can earn.
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Capital One®
No Hassle MilesSM
Ultra - for Professionals
No Introductory Rates

APR: 13.90%
Annual Fee: $39
  Our Rating:   OnOnOnOnOff
Earn 2 miles for every dollar spent on all purchases*. No blackout dates or seat restrictions. No expiration date on miles and no limit on the miles you can earn.
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Capital One®
No Hassle MilesSM
Rewards for Travel & Gas
No introductory rates

APR: 13.90%
Annual Fee: $0
  Our Rating:   OnOnOn