* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty.
MyRatePlan reminds you to review the terms and conditions of any credit card you are applying for to ensure it is right for your needs.
Discover it Card
The Discover it Card is best for those seeking an extended period of 0% APR on both purchases and balance transfers as well as a cash back rewards program.
0% Purchases
6 months
0% Bal. Transfers
18 months
Purchase APR
10.99% - 20.99% (Variable)*
Annual Fee
$0*
Our Rating:
The new Discover it card is out to change the way people think about credit cards.
Fair… No annual fee. No overlimit fee. No foreign transaction fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late.*
Generous… 5% cash back at restaurants and movies right now through March on up to $1,500 in purchases with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cashback Concierge℠ who guides a free, personalized online tour to help you get the most rewards for how you use your card.
Flexible… Choose your own due date and pay up to midnight ET online or by phone.
Human… Talk to a real person any time with 100% U.S.-based service.
0% Intro APR on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 20.99%.*
0% Intro APR on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 20.99%. *Click apply for Terms & Conditions.