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Credit Cards with 0% Intro Balance Transfer APR
Apply online for credit cards offering a 0% APR on balance transfers as an introductory promotion. The credit cards below offer a 0% APR on balance transfers, usually from 6 to 12 months. 0% balance transfers will let you take high interest debt from your other credit cards (or other debts) and transfer it to the 0% balance transfer credit card to avoid paying any further interest on that obligation. The 0% balance transfer feature can save you hundreds of dollars. To calculate your savings, visit our balance transfer calculator.

All cards are rated by MyRatePlan based on our opinion of the overall value of the offer, factoring in the costs of the card (rates & fees) vs. the card's rewards.
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We Found 49 Cards       List View   Image View
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Citi CashReturnsSM Card
0% on balance transfers* for up to 12 months.

APR: As low as 9.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
Earn up to 6% Cash Back on purchases; a full 1% on every purchase PLUS an average 5% add'l cash back at 400 retailers within the Citi Bonus Cash Center. Earn a 20% bonus on the cash back earned for all purchases for the first 12 months. Cash back checks sent automatically when you earn $50.
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Discover® MoreSM Card
0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.
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Miles by Discover® Card
0% Intro APR* on purchases & balance transfers for 6 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnOn
Book travel through any airline, travel agent or online travel site. Double miles on up to $3,000 in travel & restaurant purchases each year; 1 mile per $1 on all other purchases. Unlimited miles that never expire as long as you use your card.
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AT&T Universal Savings
Platinum Card
0% on balance transfers for up to 12 months

APR: As low as 8.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Save 10% on eligible AT&T products & services for the first 12 months; 5% thereafter.
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Bank of America® Accelerated
RewardsTM American Express® Card
0% on balance transfers for 12 months

APR: 9.90% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn rewards faster with 1.25 points for every net retail purchase dollar. Redeem your points for travel with no blackout dates, discounts at hotels, cash, merchandise or gift certificates.
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Bank of America Visa
Signature® with WorldPointsTM Rewards
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn WorldPoints® per dollar of purchases. Use for cash, shopping or travel. Card issued by FIA Card Services, NA.
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Bank of America Cash Rewards
Platinum Plus® MasterCard® Credit Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Earn 1% cash back on all purchases with no limit to how much you can earn. Card issued by FIA Card Services, NA.
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AT&T Universal Savings
& Rewards Card
0% on balance transfers for up to 12 months.

APR: As low as 9.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Save 10% on eligible AT&T products & services for first 12 months. Earn points for great rewards thru ThankYou Network.
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Chase PerfectCardTM
MasterCard®
0% on purchases & balance transfers for up to 6 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Get a 6% rebate on all gas purchases made during the first 90 days; 3% thereafter. Get 1% rebate on other purchases. Rebates are automatically credited toward future purchases made with the card.
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Chase Flexible RewardsTM
Platinum Visa®
0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
A very flexible rewards card. Earn 1 point for every eligible dollar spent. Use points for merchandise, travel, cash back or gift cards.
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BP Visa® Card
0% balance transfers for up to 6 months

APR: 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnHalf
Get a 10% rebate on all BP purchases for the first 60 days; 5% thereafter. 1-2% on all other eligible purchases. No limit on rebates - get paid in check, BP gift card or a donation to The Conservation Fund.
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Citi® Platinum
Select® Card
0% on purchases & balance transfers* for up to 12 months.

APR: As low as 8.49% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
One of the best overall credit card offers on the market for those seeking a low interest rate -- both introductory and ongoing.
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Citi® Diamond Preferred® Card
0% on purchases & balance transfers* for up to 12 months

APR: As low as 8.49% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
One of the lowest interest rates currently available after the introductory period. Your first year has 0% interest on purchases and balance transfers.
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HSBC Weekend Card®
0% on purchases and balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays; 1% other days of the week. No cap on how much cash you can earn.
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Bank of America WorldPointsTM
PlatinumPlus® MasterCard®
Credit Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn 1 point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise or travel with no blackout dates. Card issued by FIA Card Services, NA.
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Brighter PlanetTM
Visa® Credit Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn points to help build renewable energy projects. 1 EarthSmart point for each $1 spent. 1,000 bonus points with first transaction (equal to about 1 ton of carbon offsets) . Card issued by FIA Card Services, N.A.
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Home AdvantageTM World
MasterCard® Credit Card
with WorldPoints® Rewards
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn double points on purchases at home improvement stores including Lowe's and Home Depot for 12 months; 1 point thereafter & 1 point for other net retail purchases. Redeem for cash, travel and more. Card issued by FIA Card Services, NA.
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The Rainbow Card® Platinum
Plus® Visa® Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
For every purchase made, Bank of America will make a donation to the Rainbow Endowment, supporting GLBT issues. Earn 1 point for every net retail dollar spent. Redeem points for travel and more. Card issued by FIA Card Services, NA.
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Citi® Diamond Preferred®
Rewards Card
0% on balance transfers* for up to 12 months.

APR: As low as 10.49% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Free rewards program -- 1 point per dollar spent, except 5 points at supermarkets, drugstores and gas stations for 12 months.
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Chase Platinum Visa® Card
0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Enjoy platinum benefits such as free travel services, including auto rental insurance and travel accident insurance.
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Discover® Open RoadSM Card
0% Intro APR* on purchases for up to 6 months & balance transfers for up to 12 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Full 5% Cashback Bonus® on gas and auto maintenance purchases*. Up to 1% Cashback Bonus on all other purchases automatically.* Unlimited cash rewards that never expire.
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Disney Rewards® Visa®
Card from Chase
0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn Disney Reward Dollars redeemable at Disney Store, hotels or theme parks. Get a $15 Disney gift card after first purchase. Other Disney theme park benefits, including six month 0% APR on vacation financing.
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Chase Free Cash
RewardsSM Visa® Card
0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
Earn 1 point for every dollar in purchases, plus 1,000 bonus points with your first purchase. Choose a $25 check or gift card for each 2,500 points earned.
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Citi® Premier PassSM
0% on balance transfers* for up to 12 months

APR: As low as 11.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnOnOff
10,000 bonus points after $300 in purchases made within 3 months of account opening. Get one point for each dollar spent and one point for every three miles flown. Points redeemable for flights on any airline with no blackout dates.
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Bank of America
Platinum Plus® Visa® Card
0% on balance transfers for 12 months

APR: As low as 7.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
No annual fee and 0% introductory APR. No rewards program; platinum benefits include purchase replacement and purchase guard as well as travel and emergency assistance. Card issued by FIA Card Services, NA.
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Elite Rewards®
World MasterCard®
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
Earn one point for each $1 in net retail purchases; double points at participating merchants. 500 bonus points after first qualifying purchase. Fly on major U.S. airlines with no blackout dates. Card issued by FIA Card Services, NA.
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Citi® Home Rebate
Platinum Select® MasterCard®
0% on balance transfers* for 12 months

APR: 9.99% Variable
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
Earn 1% rebates, except 6% for 12 months on utilities, cable or satellite TV, Internet and telecom services. Rebates are applied to your mortgage principal (or your card statement if you don't have a mortgage). No cap on rebates.
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Bank of America World
MasterCard® with WorldPointsTM
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
Earn WorldPoints® per dollar of purchases. Use for cash, shopping or travel. Card issued by FIA Card Services, NA.
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Bank of America WorldPointsTM
PlatinumPlus® Visa® Credit Card
0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
Earn 1 point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise or travel with no blackout dates. Card issued by FIA Card Services, NA.
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Discover® MoreSM Card
- American Flag
0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.
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Discover® MoreSM Card
- Clear
0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.
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Discover® MoreSM Card
- Wildlife Collection
0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff
5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically. Choose your Wildlife Card design.
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Discover® MoreSM Card
- Monogram
0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0
  Our Rating:   OnOnOnHalfOff