0% APR Balance Transfer Credit Cards

	0% Balance Transfer Credit Cards

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Credit Cards with 0% Intro Balance Transfer APR

Apply online for credit cards offering a 0% APR on balance transfers as an introductory promotion. The credit cards below offer a 0% APR on balance transfers, usually from 6 to 12 months. 0% balance transfers will let you take high interest debt from your other credit cards (or other debts) and transfer it to the 0% balance transfer credit card to avoid paying any further interest on that obligation. The 0% balance transfer feature can save you hundreds of dollars. To calculate your savings, visit our balance transfer calculator.

All cards are rated by MyRatePlan based on our opinion of the overall value of the offer, factoring in the costs of the card (rates & fees) vs. the card's rewards.

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Issuing Bank

All	Bank of America
Chase	Citi
Capital One

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All	Visa
Mastercard	American Express
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Card Rewards

All Cards	Travel Rewards
Cash Rebates	Shopping Rewards
Car Rebates	Gasoline Rebates

We Found 58 Cards List View Image View

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Citi CashReturns^SM Card

0% on balance transfers* for up to 12 months.

APR: As low as 9.99% Variable
Annual Fee: $0

Our Rating:

Earn a full 1% cash back on every purchase plus get a 20% bonus on the cash back earned for all purchases for the first 12 months. Cash back checks sent automatically when you earn $50.

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Discover® More^SM Card

0% Intro APR* on purchases & balance transfers for 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more. Up to 1% Cashback Bonus on all other purchases automatically.

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Miles by Discover® Card

0% Intro APR* on purchases & balance transfers for 6 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

Book travel through any airline, travel agent or online travel site. Double miles on up to $3,000 in travel & restaurant purchases each year; 1 mile per $1 on all other purchases. Unlimited miles that never expire as long as you use your card.

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AT&T Universal Savings
Platinum Card

0% on balance transfers for up to 12 months

APR: As low as 8.99% Variable
Annual Fee: $0

Our Rating:

Save 10% on eligible AT&T products & services for the first 12 months; 5% thereafter.

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Bank of America® Accelerated
Rewards^TM American Express® Card

0% on balance transfers for 12 months

APR: 9.90% Fixed
Annual Fee: $0

Our Rating:

Earn rewards faster with 1.25 points for every net retail purchase dollar. Redeem your points for travel with no blackout dates, discounts at hotels, cash, merchandise or gift certificates.

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Bank of America Visa
Signature® with WorldPoints^TM Rewards

0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn WorldPoints® per dollar of purchases. Use for cash, shopping or travel. Card issued by FIA Card Services, NA.

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Bank of America Cash Rewards
Platinum Plus® MasterCard® Credit Card

0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn 1% cash back on all purchases with no limit to how much you can earn. Card issued by FIA Card Services, NA.

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AT&T Universal Savings
& Rewards Card

0% on balance transfers for up to 12 months.

APR: As low as 9.99% Variable
Annual Fee: $0

Our Rating:

Save 10% on eligible AT&T products & services for first 12 months. Earn points for great rewards thru ThankYou Network.

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Citi® Diamond Preferred®
Rewards Card

0% on balance transfers* for up to 12 months.

APR: As low as 10.49% Variable
Annual Fee: $0

Our Rating:

Receive 6,000 ThankYou Points (worth a $50 gift card) after $100 of purchases made within first 3 months. Free rewards program -- 1 point per dollar spent, except 5 points at supermarkets, drugstores and gas stations for 12 months.

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Chase PerfectCard^TM
MasterCard®

0% on purchases & balance transfers for up to 6 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Get a 6% rebate on all gas purchases made during the first 90 days; 3% thereafter. Get 1% rebate on other purchases. Rebates are automatically credited toward future purchases made with the card.

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Chase Flexible Rewards
Platinum Visa® Card

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

A very flexible rewards card. Earn 1 point for every eligible dollar spent. Use points for merchandise, travel, cash back or gift cards.

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Chase BP Visa® Card

0% balance transfers for up to 6 months

APR: 11.99% Variable
Annual Fee: $0

Our Rating:

Get a 10% rebate on all BP purchases for the first 60 days; 5% thereafter. 1-2% on all other eligible purchases. No limit on rebates - get paid in check, BP gift card or a donation to The Conservation Fund.

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Citi® Platinum
Select® Card

0% on purchases & balance transfers* for up to 12 months.

APR: As low as 8.49% Variable
Annual Fee: $0

Our Rating:

One of the best overall credit card offers on the market for those seeking a low interest rate -- both introductory and ongoing.

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Citi® Diamond Preferred® Card

0% on purchases & balance transfers* for up to 12 months

APR: As low as 8.49% Variable
Annual Fee: $0

Our Rating:

One of the lowest interest rates currently available after the introductory period. Your first year has 0% interest on purchases and balance transfers.

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HSBC Weekend Card®

0% on purchases and balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn a full 2% cash back on every single credit card purchase made on Saturdays and Sundays; 1% other days of the week. No cap on how much cash you can earn.

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Citi® Premier Pass^SM
Elite Level

0% on balance transfers* for up to 12 months.

APR: As low as 9.99% Variable
Annual Fee: $75

Our Rating:

20,000 bonus points after $600 in purchases made within 3 months of account opening. Earn 1 Flight Point for every mile you fly on any airline - or anyone else whose ticket you buy with the card.

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Bank of America WorldPoints^TM
PlatinumPlus® MasterCard®
Credit Card

0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn 1 point for every dollar you spend in net retail purchases. Points are redeemable for cash, brand name merchandise or travel with no blackout dates. Card issued by FIA Card Services, NA.

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Brighter Planet^TM
Visa® Credit Card

0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn points to help build renewable energy projects. 1 EarthSmart point for each $1 spent. 1,000 bonus points with first transaction (equal to about 1 ton of carbon offsets) . Card issued by FIA Card Services, N.A.

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Home Advantage^TM World
MasterCard® Credit Card
with WorldPoints® Rewards

0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn double points on purchases at home improvement stores including Lowe's and Home Depot for 12 months; 1 point thereafter & 1 point for other net retail purchases. Redeem for cash, travel and more. Card issued by FIA Card Services, NA.

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The Rainbow Card® Platinum
Plus® Visa® Card

0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

For every purchase made, Bank of America will make a donation to the Rainbow Endowment, supporting GLBT issues. Earn 1 point for every net retail dollar spent. Redeem points for travel and more. Card issued by FIA Card Services, NA.

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Chase Platinum Visa® Card

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Enjoy platinum benefits such as free travel services, including auto rental insurance and travel accident insurance.

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Discover® Open Road^SM Card

0% Intro APR* on purchases for up to 6 months & balance transfers for up to 12 months

APR: 10.99% Fixed
Annual Fee: $0

Our Rating:

Full 5% Cashback Bonus® on gas and auto maintenance purchases*. Up to 1% Cashback Bonus on all other purchases automatically.* Unlimited cash rewards that never expire.

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Disney Rewards® Visa®
Card from Chase

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Earn Disney Reward Dollars redeemable at Disney Store, hotels or theme parks. Get a $15 Disney gift card after first purchase. Other Disney theme park benefits, including six month 0% APR on vacation financing.

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Chase Free Cash
Rewards^SM Visa® Card

0% on purchases & balance transfers for up to 12 months

APR: 10.99% Variable
Annual Fee: $0

Our Rating:

Earn 1 point for every dollar in purchases, plus 1,000 bonus points with your first purchase. Choose a $25 check or gift card for each 2,500 points earned.

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Citi® Dividend
Platinum Select® Card

0% on balance transfers* for up to 12 months

APR: As low as 10.99% Variable
Annual Fee: $0

Our Rating:

Earn 5% cash back on purchases at supermarkets, drugstores, gas stations, convenience stores and utilities for 6 months, 2% thereafter. Earn 1% cash back on everywhere else.

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Bank of America
Platinum Plus® Visa® Card

0% on balance transfers for 12 months

APR: 7.99% Variable
Annual Fee: $0

Our Rating:

No annual fee and 0% introductory APR. No rewards program; platinum benefits include purchase replacement and purchase guard as well as travel and emergency assistance. Card issued by FIA Card Services, NA.

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IN:NYC® from
American Express

0% on purchases & balance transfers for 6 months

APR: As low as 8.99% Variable
Annual Fee: $0

Our Rating:

Card for those who live in or frequent New York. Earn rewards points for every dollar spent with the card, except two points for every dollar spent on eligible essentials like dining, movies, utilities and subscriptions.

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IN:LA® from
American Express

0% on purchases & balance transfers for 6 months

APR: As low as 8.99% Variable
Annual Fee: $0

Our Rating:

Card for those who live in or frequent Los Angeles. Earn rewards points for every dollar spent with the card, except two points for every dollar spent on eligible essentials like dining, movies, utilities and subscriptions.

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IN:CHICAGO® from
American Express

0% on purchases & balance transfers for 6 months

APR: As low as 8.99% Variable
Annual Fee: $0

Our Rating:

Card for those who live in or frequent Chicago. Earn rewards points for every dollar spent with the card, except two points for every dollar spent on eligible essentials like dining, movies, utilities and subscriptions.

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Elite Rewards®
World MasterCard®

0% on balance transfers for 12 months

APR: Click for Details
Annual Fee: $0

Our Rating:

Earn one point for each $1 in net retail purchases; double points at participating merchants. 500 bonus points after first qualifying purchase. Fly on major U.S. airlines with no blackout dates. Card issued by FIA Card Services, NA.

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Citi® Home Rebate
Platinum Select® MasterCard®

0% on balance transfers* for 12 months

APR: 9.99% Variable
Annual Fee: $0

Our Rating:

Earn 1% rebates, except 6% for 12 months on utilities, cable or satellite TV, Internet and telecom services. Rebates are applied to your mortgage principal (or your card statement if you don't have a mortgage). No cap on rebates.

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MilesEdge® Card

0% on balance transfers for 6 months

APR: 9.99% Variable
Annual Fee: $19

Our Rating:

Earn 1,000 points after your first purchase. Earn one point per dollar spent, up to 75,000 points per year. Redeem for travel, theme park admissions, certificates to major hotel chains, merchandise, and more. Card issued by FIA Card Services, NA.

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Citi® Premier Pass^SM

0% on balance transfers* for up to 12 months

APR: As low as 9.99% Variable
Annual Fee: $0

Our Rating: