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Family Plans »
Cell Phone Buying Guide
Introduction
Key Points
The Purchase Transaction
Finding the Best Service
Coverage Area and Reception
» Trial Period
» Signal Strength
Selecting a Cell Phone
» Technology Limitations
» Cell Phone Features
» Rebate Offers
Choosing a Rate Plan
» Rate Plan Types
• Family Plans
• Pay-As-You-Go
» Calling Area
» Anytime Minutes
» Free Plan Benefits
» Long Distance
» Roaming
» Other Voice Features
» Data Services
• Messaging
• Other Data Features
» Other Rate Plan Costs
» Contract Length
• Ending a Contract Early
Phone Insurance & Warranty
Wireless Network Technology
Accessibility & Usability
Cell Phones & Children
Using Your Phone Overseas
Replacement Phones
Disposing of a Phone
Cutting the Cord
Number Portability
Appendix: Industry Economics

Rate Plan Types

While most wireless subscribers have a standard, single-line plan, family plans have been gaining in popularity over the past couple of years, and prepaid plans represent the fastest growing segment of the industry.

Overview of the Calling Plans*
Feature Single Plan Family Plan Prepaid Plan
Number of Users 1 2-5 1
Number of Bills 1 1 0
Billing Postpaid Postpaid Prepaid
Subsidized Phones Yes Yes No
Free Mobile-to-Mobile Some Plans Yes No
Contract Usually 2 Years Usually 2 Years No
Credit Check Yes Yes No
Shared Airtime No Yes No
**Information in this table reflects general characteristics; there are exceptions.

Each rate plan type has its own unique quirks. To account for those, and to make it much simpler to choose among competing rate plans within each of the three categories, MyRatePlan has created a tool called CellCalcTM, that combines a rate plan filter with a sophisticated bill optimizer (called TruBillTM). There is a separate version of CellCalc for each type of plan — single, family, and prepaid.

 

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