If you talk a lot on your cell phone but don’t want to sign a contract, there’s a new option out there called Net10 Wireless. As the name implies, it is 10 cents a minute for all calls local, long distance or roaming across a nationwide network. Looking at their coverage maps, it looks like they are using either the Cingular or T-Mobile networks, depending on where you live.

While 10 cents a minute undercuts the other card-based prepaid programs out there, Net10 Wireless isn’t for everyone. The card expirations are set up such that you’ll need to average 300 minutes ($30) or more each month.

If you’re a light talker, you may find other programs more economical. Check our Prepaid Wireless Plan Finder for more information.